:root{--navy:#102a43;--navy2:#071d35;--teal:#0f766e;--teal2:#11998e;--ivory:#f7f4ec;--white:#fff;--slate:#486581;--line:#d7e1e8;--soft:#edf7f5;--danger:#a53b3b;--shadow:0 18px 55px rgba(16,42,67,.12);font-family:"Plus Jakarta Sans","Avenir Next",Avenir,Inter,system-ui,-apple-system,"Segoe UI",sans-serif;color:var(--navy);background:var(--ivory);font-synthesis:none}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:#fff;color:var(--navy);line-height:1.65}img{max-width:100%;display:block}a{color:var(--teal);font-weight:700;text-underline-offset:3px}h1,h2,h3{line-height:1.12;letter-spacing:-.025em;margin:0 0 .7em}h1{font-size:clamp(2.6rem,5.2vw,5rem)}h2{font-size:clamp(2rem,3.2vw,3.4rem)}h3{font-size:1.25rem}p{margin:0 0 1.25rem}.container{width:min(1180px,calc(100% - 40px));margin-inline:auto}.narrow{width:min(830px,calc(100% - 40px))}section{padding:clamp(72px,9vw,128px) 0}.skip-link{position:fixed;top:-60px;left:16px;background:#fff;padding:12px;z-index:1000}.skip-link:focus{top:16px}.site-header{position:sticky;top:0;background:rgba(255,255,255,.96);backdrop-filter:blur(12px);border-bottom:1px solid rgba(16,42,67,.09);z-index:100}.header-inner{min-height:82px;display:flex;align-items:center;justify-content:space-between;gap:30px}.brand{display:flex;align-items:center;gap:12px;color:var(--navy);text-decoration:none;font-size:1.05rem;font-weight:800;line-height:1.1}.brand em{color:var(--teal);font-style:normal}.brand-mark{width:43px;height:48px;display:inline-grid;place-items:center;border:3px solid var(--navy);border-top-width:9px;border-radius:7px 7px 20px 20px;position:relative;background:#fff;color:var(--teal);font-size:1.5rem}.brand-mark i:before{content:"•••";position:absolute;left:7px;top:-13px;color:#fff;font-size:8px;letter-spacing:2px}.site-nav{display:flex;align-items:center;gap:24px}.site-nav>a:not(.button){color:var(--navy);text-decoration:none;font-size:.92rem}.site-nav a[aria-current=page]{color:var(--teal)}.menu-toggle{display:none}.button{display:inline-flex;align-items:center;justify-content:center;background:var(--teal);color:#fff;text-decoration:none;border:2px solid var(--teal);border-radius:10px;padding:14px 20px;font-weight:800;line-height:1.2;cursor:pointer;transition:.2s;box-shadow:0 8px 22px rgba(15,118,110,.18)}.button:hover{background:#0b625b;transform:translateY(-1px)}.button:focus-visible,a:focus-visible,summary:focus-visible,input:focus-visible,textarea:focus-visible,select:focus-visible{outline:3px solid #f2b134;outline-offset:3px}.button-small{padding:10px 16px;font-size:.88rem}.button-outline{background:transparent;color:var(--teal);box-shadow:none}.hero{background:linear-gradient(120deg,#fff 0 64%,var(--soft) 64%)}.hero-grid{display:grid;grid-template-columns:1.18fr .82fr;align-items:center;gap:6vw}.eyebrow{text-transform:uppercase;color:var(--teal);font-weight:900;letter-spacing:.12em;font-size:.78rem}.hero-lead,.lead{font-size:clamp(1.15rem,1.8vw,1.4rem)}.hero p:not(.eyebrow):not(.fine){font-size:1.13rem;max-width:760px}.button-row{display:flex;flex-wrap:wrap;gap:14px;margin:28px 0 16px}.fine,.muted{font-size:.86rem;color:#627d98}.hero-visual{display:grid;place-items:center;min-height:460px}.screen{width:min(430px,100%);aspect-ratio:1.07;border:16px solid var(--navy);border-top-width:54px;border-radius:26px 26px 110px 110px;background:#fff;position:relative;box-shadow:var(--shadow)}.screen-dots{position:absolute;top:-43px;left:12px;color:#fff;letter-spacing:7px}.big-shield{position:absolute;width:48%;height:55%;left:26%;top:18%;border:12px solid var(--teal);border-radius:25px 25px 75px 75px;display:grid;place-items:center;color:var(--teal);font-size:5rem;font-weight:900}.risk-line{position:absolute;height:7px;background:#dce8ec;border-radius:5px;left:20%;right:20%}.r1{bottom:18%}.r2{bottom:12%;right:30%}.r3{bottom:6%;right:42%}.answer-strip{background:var(--ivory);padding:56px 0}.answer{font-size:1.2rem;font-weight:650;line-height:1.65}.section-head{text-align:center;max-width:800px;margin:0 auto 48px}.section-head.left{text-align:left;margin-left:0}.card-grid{display:grid;gap:20px}.card-grid.four{grid-template-columns:repeat(4,1fr)}.card-grid.three{grid-template-columns:repeat(3,1fr)}.card{background:#fff;border:1px solid var(--line);border-radius:16px;padding:28px;box-shadow:0 8px 28px rgba(16,42,67,.06)}.icon{width:52px;height:52px;display:grid;place-items:center;border-radius:14px;background:var(--soft);color:var(--teal);font-weight:900;margin-bottom:20px}.center-note{max-width:880px;margin:36px auto 0;text-align:center;color:var(--slate)}.tinted{background:var(--ivory)}.split{display:grid;grid-template-columns:1fr 1fr;gap:clamp(40px,7vw,90px);align-items:start}.disclaimer{padding:16px 18px;border-left:4px solid var(--teal);background:var(--soft);font-size:.9rem}.steps{list-style:none;padding:0;margin:0;counter-reset:steps}.steps li{counter-increment:steps;display:grid;grid-template-columns:48px 1fr;gap:0 16px;margin-bottom:22px}.steps li:before{content:counter(steps);grid-row:1/3;width:42px;height:42px;border-radius:50%;display:grid;place-items:center;background:var(--teal);color:#fff;font-weight:900}.steps span{grid-column:2;color:var(--slate)}.scorecard-promo{display:grid;grid-template-columns:1.2fr .8fr;gap:7vw;align-items:center}.checks{padding:0;list-style:none;margin:22px 0}.checks li{margin:10px 0;padding-left:28px;position:relative}.checks li:before{content:"✓";position:absolute;left:0;color:var(--teal);font-weight:900}.score-gauge{aspect-ratio:1;max-width:370px;border-radius:50%;background:conic-gradient(#57a773 0 33%,#f2b134 33% 66%,#c04b4b 66%);position:relative;display:grid;place-items:center;box-shadow:var(--shadow)}.score-gauge:after{content:"";position:absolute;inset:24%;border-radius:50%;background:#fff}.score-gauge span{position:absolute;color:#fff;font-size:.72rem;font-weight:900;z-index:2}.score-gauge span:nth-child(1){left:10%;top:45%}.score-gauge span:nth-child(2){top:7%}.score-gauge span:nth-child(3){right:10%;top:45%}.score-gauge b{z-index:3;font-size:5rem;color:var(--navy)}.california-card,.price-card,.answer-box{background:var(--navy);color:#fff;border-radius:18px;padding:34px;box-shadow:var(--shadow)}.california-card a,.price-card a:not(.button),.answer-box a{color:#58d5cc}.california-card .eyebrow,.price-card .eyebrow{color:#58d5cc}.about-band{background:var(--soft)}.about-grid{display:grid;grid-template-columns:320px 1fr;gap:70px;align-items:center}.about-grid.large{grid-template-columns:420px 1fr}.headshot-wrap{border-radius:34px 34px 12px 12px;overflow:hidden;background:linear-gradient(145deg,#d6f0eb,#fff);align-self:end}.headshot-wrap img{width:100%;max-height:470px;object-fit:contain;object-position:bottom}.text-link{display:inline-block;margin:10px 0}.faq-list{display:grid;grid-template-columns:1fr 1fr;gap:14px 24px}.faq-list details{border:1px solid var(--line);border-radius:12px;background:#fff;padding:0 20px;align-self:start}.faq-list summary{font-weight:800;padding:20px 42px 20px 0;cursor:pointer;position:relative;list-style:none}.faq-list summary:after{content:"+";position:absolute;right:0;color:var(--teal);font-size:1.6rem;top:12px}.faq-list details[open] summary:after{content:"−"}.faq-list details p{color:var(--slate);padding-right:12px}.faq-more{text-align:center;margin-top:28px}.final-cta{padding-top:0}.cta-panel{background:linear-gradient(120deg,var(--navy2),var(--navy));color:#fff;border-radius:24px;padding:clamp(42px,7vw,85px);position:relative;overflow:hidden}.cta-panel:after{content:"✓";position:absolute;right:5%;top:5%;font-size:18rem;line-height:1;color:rgba(255,255,255,.045);font-weight:900}.cta-panel>*{position:relative;z-index:1;max-width:900px}.cta-panel .eyebrow{color:#5cd6cc}.cta-panel .button-outline{color:#fff;border-color:#fff}.cta-panel .fine{color:#d2e0e9}.page-hero{background:linear-gradient(145deg,var(--ivory),#fff);text-align:center}.page-hero.compact{padding:70px 0}.page-hero .button{margin:16px 8px}.page-hero .text-link{display:block}.answer-box{margin-bottom:50px}.answer-box h2{font-size:1.45rem}.pricing-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:18px;align-items:stretch}.price-card{background:#fff;color:var(--navy);border:1px solid var(--line);padding:28px;display:flex;flex-direction:column}.price-card.featured{border:3px solid var(--teal);transform:translateY(-10px)}.price-card .button{margin-top:auto}.price-card .button-outline{color:var(--teal)}.price{font-size:1.1rem;margin:16px 0}.price b{font-size:2rem}.badge{align-self:flex-start;background:var(--teal);color:#fff;border-radius:20px;padding:5px 10px;font-size:.72rem;font-weight:900}.price-line{font-size:1.25rem}.price-line b{font-size:2rem}.result-key{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}.result-key article{border:1px solid var(--line);border-radius:14px;padding:24px}.result-key b{font-size:1.3rem}.low{color:#377b50}.moderate{color:#9a6a00}.high{color:#a53b3b}.scorecard{background:#fff;border-radius:20px;padding:clamp(25px,5vw,55px);box-shadow:var(--shadow)}.score-progress{display:flex;align-items:center;gap:24px;margin-bottom:30px}.score-progress progress{flex:1;accent-color:var(--teal)}.score-question{border:0;padding:0}.score-question legend{font-size:clamp(1.5rem,3vw,2.25rem);font-weight:850;line-height:1.25;margin-bottom:28px}.score-question label{display:block;border:2px solid var(--line);border-radius:12px;padding:18px;margin:12px 0;font-weight:750;cursor:pointer}.score-question label:has(input:checked){border-color:var(--teal);background:var(--soft)}.score-question input{margin-right:12px;accent-color:var(--teal)}.score-actions{display:flex;justify-content:space-between;margin-top:30px}.score-actions button:disabled{opacity:.45}.needs-answer:after{content:"Please select an answer before continuing.";display:block;color:var(--danger);font-weight:700;margin-top:15px}.score-result{text-align:center}.text-button{background:none;border:0;color:var(--teal);font:inherit;font-weight:800;text-decoration:underline;margin:20px;cursor:pointer}.comparison{display:grid;grid-template-columns:1fr 1fr;gap:15px}.comparison article{border:1px solid var(--line);background:#fff;padding:25px;border-radius:14px}.comparison .good{border:2px solid var(--teal);background:var(--soft)}.form-section{background:var(--ivory)}.contact-form{background:#fff;border-radius:20px;padding:clamp(25px,5vw,55px);box-shadow:var(--shadow)}.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:20px}.contact-form label,.contact-form fieldset{display:block;font-weight:750;margin-bottom:20px}.contact-form input:not([type=checkbox]),.contact-form textarea,.contact-form select{display:block;width:100%;margin-top:7px;padding:14px;border:2px solid var(--line);border-radius:9px;font:inherit;background:#fff}.contact-form fieldset{border:1px solid var(--line);border-radius:12px;padding:20px}.checkbox-grid{display:grid;grid-template-columns:1fr 1fr;gap:6px 20px;margin-top:12px}.checkbox-grid label{font-weight:500;margin:0}.consent{font-weight:500!important}.hidden{position:absolute!important;left:-10000px!important}.legal-copy h2{font-size:1.4rem;margin-top:2em}.site-footer{background:var(--navy2);color:#d4e1eb;border-top:2px solid #39c5b9;padding-top:70px}.footer-grid{display:grid;grid-template-columns:1.5fr 1fr 1fr 1fr;gap:55px;padding-bottom:45px}.site-footer h2{font-size:.8rem;text-transform:uppercase;color:#5cd6cc;letter-spacing:.12em}.site-footer a{display:block;color:#fff;text-decoration:none;margin:12px 0}.site-footer .brand{display:flex}.brand-light{color:#fff}.brand-mark-light{background:transparent;border-color:#fff;color:#fff}.footer-disclaimer{border-top:1px solid rgba(255,255,255,.15);padding:24px 0;color:#9fb3c4;font-size:.86rem}.footer-bottom{border-top:1px solid rgba(255,255,255,.12);padding:22px 0;color:#9fb3c4;font-size:.82rem}.footer-bottom .container{display:flex;justify-content:space-between;gap:25px}
@media(max-width:950px){.card-grid.four,.pricing-grid{grid-template-columns:repeat(2,1fr)}.card-grid.three{grid-template-columns:1fr 1fr}.hero-grid,.split,.scorecard-promo{grid-template-columns:1fr}.hero-visual{min-height:370px}.about-grid,.about-grid.large{grid-template-columns:280px 1fr;gap:40px}.footer-grid{grid-template-columns:1.4fr 1fr 1fr}.footer-grid>div:last-child{grid-column:2}}
@media(max-width:760px){.site-header{position:relative}.menu-toggle{display:block;background:#fff;border:2px solid var(--navy);border-radius:8px;padding:8px 12px;font-weight:800}.site-nav{display:none;position:absolute;left:0;right:0;top:81px;background:#fff;padding:20px;box-shadow:var(--shadow);flex-direction:column;align-items:stretch}.site-nav.open{display:flex}.hero{background:linear-gradient(180deg,#fff,var(--soft))}.hero-visual{min-height:310px}.screen{max-width:310px}.card-grid.four,.card-grid.three,.pricing-grid,.faq-list,.result-key,.form-grid,.checkbox-grid,.comparison{grid-template-columns:1fr}.about-grid,.about-grid.large{grid-template-columns:1fr}.headshot-wrap{max-width:320px;margin:auto}.footer-grid{grid-template-columns:1fr 1fr}.footer-grid>div:first-child{grid-column:1/-1}.footer-grid>div:last-child{grid-column:auto}.footer-bottom .container{flex-direction:column}.button-row .button{width:100%}.price-card.featured{transform:none}}
@media(max-width:480px){.container,.narrow{width:min(100% - 28px,1180px)}section{padding:64px 0}.brand{font-size:.9rem}.brand-mark{width:37px;height:42px}.footer-grid{grid-template-columns:1fr}.footer-grid>div{grid-column:auto!important}.score-actions{gap:10px}.score-actions .button{padding:12px}.cta-panel{border-radius:16px}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}.button{transition:none}}

/* Refined type scale and first-screen spacing after live desktop/mobile review. */
h1{font-size:clamp(2.35rem,4.25vw,4.2rem);line-height:1.08;margin-bottom:.62em}
h2{font-size:clamp(1.8rem,2.8vw,3rem)}
h3{font-size:1.2rem}
section{padding:clamp(60px,7vw,96px) 0}
.hero{padding:clamp(48px,5vw,76px) 0}
.hero-grid{gap:5vw}
.hero p:not(.eyebrow):not(.fine){font-size:1.05rem;max-width:720px}
.hero-visual{min-height:390px}
.screen{width:min(390px,100%)}
.page-hero{padding:clamp(56px,6vw,84px) 0}
.page-hero.compact{padding:56px 0}

@media(max-width:760px){
  h1{font-size:clamp(2.1rem,9.4vw,2.8rem)}
  h2{font-size:clamp(1.65rem,7vw,2.25rem)}
  .hero{padding:42px 0 56px}
  .hero p:not(.eyebrow):not(.fine){font-size:1rem}
  .hero-visual{min-height:275px}
}

@media(max-width:480px){
  section{padding:52px 0}
  .hero{padding:34px 0 48px}
  h1,.hero h1{font-size:2rem;line-height:1.08;margin-bottom:.55em}
  h2{font-size:1.75rem}
  .page-hero,.page-hero.compact{padding:40px 0}
  .eyebrow{font-size:.7rem;letter-spacing:.1em}
  .hero-lead,.lead{font-size:1.05rem}
  .hero .button-row{gap:10px;margin:20px 0 12px}
  .hero .button-row .button{font-size:.84rem;padding:11px 9px;white-space:nowrap}
  .page-hero .button{font-size:.86rem;padding:11px 12px;margin:10px 5px}
  .section-head{margin-bottom:34px}
  .hero-visual{min-height:225px;margin-top:4px}
  .screen{max-width:245px;border-width:11px;border-top-width:38px;border-radius:20px 20px 72px 72px}
  .screen-dots{top:-32px;font-size:.75rem}
  .big-shield{border-width:8px;border-radius:18px 18px 50px 50px;font-size:3.25rem}
  .score-gauge{width:235px;max-width:100%;margin-inline:auto}
  .score-gauge b{font-size:3.5rem}
  .headshot-wrap{max-width:235px}
  .about-grid,.about-grid.large{gap:28px}
  .card{padding:22px}
  .icon{width:44px;height:44px;margin-bottom:16px}
  .california-card,.price-card,.answer-box{padding:26px}
  .cta-panel{padding:34px 24px}
}

/* Native accessibility and three-plan pricing refinements */
.pricing-grid{grid-template-columns:repeat(3,1fr)}
.fine,.muted{color:#4f6b80}
#scorecard,#request,#contact-form,#pricing{scroll-margin-top:100px}
.score-error:not([hidden]){display:block;color:var(--danger);font-weight:700;margin-top:15px}
.needs-answer:after{display:none}
[tabindex="-1"]:focus{outline:3px solid #f2b134;outline-offset:5px}
.pricing-grid.pricing-two{grid-template-columns:repeat(2,minmax(0,1fr));max-width:900px;margin-inline:auto}
.pricing-total{max-width:900px;margin:32px auto 0}
.pricing-package{max-width:760px;margin-inline:auto}
.pricing-package .button{align-self:flex-start;margin-top:16px}

@media(max-width:950px){
  .pricing-grid{grid-template-columns:repeat(2,1fr)}
}

@media(max-width:1100px){
  .site-header{position:relative}
  .menu-toggle{display:block;background:#fff;border:2px solid var(--navy);border-radius:8px;padding:8px 12px;font-weight:800}
  .site-nav{display:none;position:absolute;left:0;right:0;top:81px;background:#fff;padding:20px;box-shadow:var(--shadow);flex-direction:column;align-items:stretch}
  .site-nav.open{display:flex}
}

@media(max-width:760px){
  .pricing-grid{grid-template-columns:1fr}
  .pricing-grid.pricing-two{grid-template-columns:1fr}
  #scorecard,#request,#contact-form,#pricing{scroll-margin-top:16px}
}